“A rat” is a term used frequently by clients, usually female clients, to describe their spouses to me. The image conjured up is always of someone who has been underhanded or deceitful. So it is that today the Chinese celebrate their New Year and with it the beginning of the Year of the Rat. I wonder, does this mean an influx of fraud, dishonesty and cheating? I decided to check with a Chinese zodiac and learned that “On the whole, this will be a happier year than most: free from explosive events and wars….Nonetheless, it will be spicy. It promises a lot of bickering, bargaining and petty arguments.” Oh well so that term rat is going to remain in common parlance for the foreseeable future then.